Current Loan Rates - Bent River Community Credit Union

We offer very competitive rates on many different types of loans for personal, home and auto needs. Please browse below to view all of our current rates.

Rates are effective November 6, 2017. Rates are subject to change without notice. Actual rates may vary depending on credit qualifications.

Auto/Motorcycle Loans

Class Year Term Fixed Rate
New/Used 2012-2018 Up to 66 months 2.74%
New/Used 2015-2018 76 months 2.99%
Used 2011 & Older Up to 48 months 4.49%

Want a loan on a classic collectible car? Call for our current rates.
*All rates listed are our best rates, please call today to see what you qualify for.

Boats & RVs

Class Year Term Fixed Rate
New/Used 2012-2018 Up to 60 months 2.99%
New/Used 2012-2018 72 months 3.49%
New/Used 2015-2018 84 months 3.99%
Used 2010 & Older Up to 48 months 4.99%

ATV/Jet Ski/Utility Trailer

Class Year Term Fixed Rate
New/Used 2012-2018 Up to 48 months 4.99%

Secured Loans

Class Term Fixed Rate
Share Secured N/A Share Rate + 2.90%
CD Secured N/A CD Rate + 2.90%

Unsecured Loans

Class Term Fixed Rate
Signature Loans Up to 48 months 8.99%

Home Equity

Term LTV % Fixed Rate Adj. Rate
1-5 Years 0-60.00% 4.49% N/A
1-5 Years 60.01-80.00% 4.99% N/A
1-5 Years 80.01%-95.00% 5.49% N/A
6-10 Years 0-60.00% 4.74% N/A
6-10 Years 60.01-80.00% 5.24% N/A
6-10 Years 80.01%-95.00% 5.74% N/A
Line of Credit 0-60.00% N/A 4.25%
Line of Credit 60.01-80.00% N/A 4.50%
Line of Credit 80.01%-95.00% N/A 4.75%

Adjustable Rate Lines of Credit are based on Prime (4.25%) + Applicable Spread

First Mortgage

Type Adj. Rate Fixed Rate Rate Adjusts Every
3/1 ARM 3.75% N/A Fixed for 3 years then adjusts annually
7/1 ARM 4.25% N/A Fixed for 7 years then adjusts annually

ARM loan rates are based on 6 Mo TBill (1.00) + Applicable Spread

* Please note that we offer additional fixed rate mortgages through a partnership affiliate mortgage company. View other mortgage loan options (3rd party website).